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I purchased laptop and desktop computers with Dell in Sept 2007 and had Dell Financial Plan. At first it was around $2,200 with 29.9% interest.

I paid on time for few years, it was never paid down. Even I put large amounts $1,000.00 and $500 try to pay my debts down. I still owe $1,600 today (May 2013) I struggled with Dell and called them asking to decrease from 29.9% down to 15%. They declined.

Unbelievably because I paid off Honda CR-V $18,000 from 2006-2010 with 15% interest but Dell is impossible to pay down. I plan to write the letter to Dell and tell them I give up paying my debt to Dell.

Review about: Dell Laptop.

Monetary Loss: $3000.

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You need to pay on time over the entire time of the loan not just for a few years.

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