I purchased laptop and desktop computers with Dell in Sept 2007 and had Dell Financial Plan. At first it was around $2,200 with 29.9% interest.
I paid on time for few years, it was never paid down. Even I put large amounts $1,000.00 and $500 try to pay my debts down. I still owe $1,600 today (May 2013) I struggled with Dell and called them asking to decrease from 29.9% down to 15%. They declined.
Unbelievably because I paid off Honda CR-V $18,000 from 2006-2010 with 15% interest but Dell is impossible to pay down. I plan to write the letter to Dell and tell them I give up paying my debt to Dell.
Review about: Dell Laptop.
Monetary Loss: $3000.